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            <guid>http://www.tampahomes24-7.com/blog/fha-loan-changes.html</guid>
            <link>http://www.tampahomes24-7.com/blog/fha-loan-changes.html</link>
            <author>TampaHomes247@gmail.com (Calum and Kathleen MacKenzie)</author>
            <title>FHA Loan Changes</title>
            <description> <![CDATA[ 

First time homebuyers using FHA financing need to be aware there are 
some important changes coming that will effect what it will cost you to 
obtain FHA financing...



The upfront mortgage insurance premium (UFMIP) will increase to 2.25
 percent up from 1.75 percent. Contrary to reports, FHA will continue to
 allow the financing of the UFMIP (in other words, it can still be 
rolled into the loan). (April 5, 2010)




Borrowers with a credit score below 580 will be required to have at... ]]> </description>
            <pubDate>Sat, 30 Jan 2010 07:04:55 -0600</pubDate>
                    </item>
        <item>
            <guid>http://www.tampahomes24-7.com/blog/living-green-saving-green.html</guid>
            <link>http://www.tampahomes24-7.com/blog/living-green-saving-green.html</link>
            <author>TampaHomes247@gmail.com (Calum and Kathleen MacKenzie)</author>
            <title>Living Green, Saving Green</title>
            <description> <![CDATA[ Everyone's talking about living green these days, and it's a very good idea. It protects our environment for our children's future, and makes the planet healthier all around for everyone. Unfortunately, many things you can do to go green cost a fortune, which just isn't practical for many families in the current economic climate. The good news is that you can go green and save green at the same time, without breaking your budget. You may not be installing a windmill farm or solar panels on your ... ]]> </description>
            <pubDate>Mon, 21 Dec 2009 08:52:42 -0600</pubDate>
                    </item>
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            <guid>http://www.tampahomes24-7.com/blog/florida-2-most-popular-state1.html</guid>
            <link>http://www.tampahomes24-7.com/blog/florida-2-most-popular-state1.html</link>
            <author>TampaHomes247@gmail.com (Calum and Kathleen MacKenzie)</author>
            <title>Florida #2 Most Popular State</title>
            <description> <![CDATA[ A recent Harris Interactive poll ranked Florida as the #2 most popular state, behind California. The poll asked adults, &quot;If you could live in any state in the country, except the state you live in now, what state would you choose to live in?&quot;

Florida actually beat out California for the #1 spot amongst women.&nbsp; Now just a guess here but, if the men knew all the women were going to choose Florida, Florida would have been number #1 overall. Ha! Florida was also #1 amongst Gen X'er... ]]> </description>
            <pubDate>Mon, 21 Dec 2009 08:51:56 -0600</pubDate>
                    </item>
        <item>
            <guid>http://www.tampahomes24-7.com/blog/tampa-bay-art-shows.html</guid>
            <link>http://www.tampahomes24-7.com/blog/tampa-bay-art-shows.html</link>
            <author>TampaHomes247@gmail.com (Calum and Kathleen MacKenzie)</author>
            <title>Tampa Bay Art Shows</title>
            <description> <![CDATA[ 
With cooler weather finally approaching, it's time to think about escaping the confines of our air conditioned homes.&nbsp; One of our favorite outdoor, cool weather events are the local art shows and festivals.&nbsp; These are fun events for both of us, Kathy likes checking out the local artists and I like checking out the local food vendors.


This last weekend we headed to South Tampa for the fall Hyde Park Village Art Fair. It's one of the smaller shows and comes around twice year, spring ... ]]> </description>
            <pubDate>Mon, 21 Dec 2009 08:51:16 -0600</pubDate>
                    </item>
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            <guid>http://www.tampahomes24-7.com/blog/tampa-bans-sprinklers-new-water-restrictions.html</guid>
            <link>http://www.tampahomes24-7.com/blog/tampa-bans-sprinklers-new-water-restrictions.html</link>
            <author>TampaHomes247@gmail.com (Calum and Kathleen MacKenzie)</author>
            <title>Tampa Bans Sprinklers - New Water Restrictions</title>
            <description> <![CDATA[ Beginning April 3, 2009 you'll no longer be able to use your sprinklers to water your lawn and landscaping. City council members passed new watering rules Thursday night, essentially banning the use of sprinklers systems (even the kind that attach to hose). 

For now you'll only be allowed to water your lawn by hand, one day a week, on your assigned day, between 6 PM and 8 AM.&nbsp; Properties with an address ending in an even number, or the letters A through M, will be allowed to hand water o... ]]> </description>
            <pubDate>Mon, 21 Dec 2009 08:50:24 -0600</pubDate>
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            <guid>http://www.tampahomes24-7.com/blog/first-time-home-buyer-tax-credit1.html</guid>
            <link>http://www.tampahomes24-7.com/blog/first-time-home-buyer-tax-credit1.html</link>
            <author>TampaHomes247@gmail.com (Calum and Kathleen MacKenzie)</author>
            <title>First Time Home Buyer Tax Credit</title>
            <description> <![CDATA[ 
The newly-signed economic stimulus bill has some good news for first-time home buyers, with a tax credit which lawmakers hope will stimulate the housing market. The new legislation offers a tax credit of 10% of the purchase price of the home, up to a maximum of $8,000 for eligible home buyers. Before we get started a little disclaimer, as with any tax related matter it's always wise to consult with your tax professional. :-)


Who is Eligible for the Tax Credit?


The eligibility requirements... ]]> </description>
            <pubDate>Mon, 21 Dec 2009 08:48:55 -0600</pubDate>
                    </item>
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            <guid>http://www.tampahomes24-7.com/blog/salt-or-chlorine-keeping-your-pool-clean.html</guid>
            <link>http://www.tampahomes24-7.com/blog/salt-or-chlorine-keeping-your-pool-clean.html</link>
            <author>TampaHomes247@gmail.com (Calum and Kathleen MacKenzie)</author>
            <title>Salt or Chlorine? Keeping Your Pool Clean</title>
            <description> <![CDATA[ 
The addition of chlorine has long been the traditional method of keeping swimming pools fresh, clean, and sanitary. For increasing numbers of people, however, it&rsquo;s no longer the preferred method. Salt water swimming pools are steadily increasing in popularity as people realize that there are practical alternatives to the old standby. It is important to understand that salt water pools are not chlorine free pools. It&rsquo;s chlorine is generated by a chlorine generator as opposed to being... ]]> </description>
            <pubDate>Mon, 21 Dec 2009 08:48:03 -0600</pubDate>
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            <guid>http://www.tampahomes24-7.com/blog/which-heater-is-best-for-your-pool.html</guid>
            <link>http://www.tampahomes24-7.com/blog/which-heater-is-best-for-your-pool.html</link>
            <author>TampaHomes247@gmail.com (Calum and Kathleen MacKenzie)</author>
            <title>Which Heater Is Best for Your Pool?</title>
            <description> <![CDATA[ ... ]]> </description>
            <pubDate>Mon, 21 Dec 2009 08:47:21 -0600</pubDate>
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            <guid>http://www.tampahomes24-7.com/blog/essential-facts-about-florida-real-estate-taxes.html</guid>
            <link>http://www.tampahomes24-7.com/blog/essential-facts-about-florida-real-estate-taxes.html</link>
            <author>TampaHomes247@gmail.com (Calum and Kathleen MacKenzie)</author>
            <title>Essential Facts about Florida Real Estate Taxes</title>
            <description> <![CDATA[ ... ]]> </description>
            <pubDate>Mon, 21 Dec 2009 08:46:37 -0600</pubDate>
                    </item>
        <item>
            <guid>http://www.tampahomes24-7.com/blog/understanding-florida-cdds-community-development-districts.html</guid>
            <link>http://www.tampahomes24-7.com/blog/understanding-florida-cdds-community-development-districts.html</link>
            <author>TampaHomes247@gmail.com (Calum and Kathleen MacKenzie)</author>
            <title>Understanding Florida CDDs - Community Development Districts</title>
            <description> <![CDATA[ 
Over the past several years, concerns about Florida&rsquo;s rapid population growth have led to concerns about the quality of services and infrastructure supplied to the state&rsquo;s residents. These have in turn led to the increasing popularity of community development districts as a means of improving residential service levels. Community development districts provide several advantages for residents, but also involve paying extra taxes, so there are plenty of things to consider when decidin... ]]> </description>
            <pubDate>Mon, 21 Dec 2009 08:45:21 -0600</pubDate>
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